Broker Check

Group Benefit Plans

We provide employee benefit plans.

Health Insurance

  • Consumer-directed
  • Major medical/indemnity
  • PPO, HMO
  • Fully insured
  • Self/partially insured
 

Dental Insurance

  • Traditional
  • Discount
  • Fully insured
  • Self/partially insured
  • Voluntary
 

Disability Insurance

  • Short-term
  • Long-term/Long-term Care (LTC)
  • Voluntary
  • Executive supplemental
 

Life Insurance

  • Basic
  • Voluntary/Supplemental
  • PPO, HMO
  • Universal life
  • Executive carve-out
  • Key person
 
     

    Cafeteria Plans (Section 125)

    • Flexible spending accounts (FSA)
    • Premium only 
     

    We offer HR and benefit services

    We take the headache out of benefits by assisting you with:

    1. Benefit goals: You have our guidance when developing objectives.
    2. Plan selection: You get market analyses and comparisons.
    3. Plan implementation: You get help with vendor management, negotiation, evaluation.
    4. Management and administration: We help simplify the processes.
    5. Employee communications: We prepare needed education and instructions.
    6. Government regulations: You can use us as a technical resource to stay compliant.
    7. Cost concerns: You get the best value for your benefit dollars.

     

     

    Now providing for you and your staff

    Daily Service Assistance

    • Consumer-directed
    • Major medical/indemnity
    • PPO, HMO
    • Fully insured
    • Self/partially insured
     

    Annual Program Reviews

    • Timely evaluations
    • Program goals review
    • Prompt renewals
    • Market comparisons
    • Easy bid searches
    • Employee meetings
     

    HR Support

    • HR Hotline
    • HR assessments
    • EE handbooks
    • EE communications
    • EE surveys
    • Technical questions assistance
    • Onsite ergonomics testing for EE's
    • EAPs
    • Benchmarking of plans/premiums
     

    COBRA/Continuation Support

    • FAQs answered promptly
    • Access to TPAs
    • Access to legal counsel
     

    Legal/Technical Services

    • Employer concerns
    • Employment practices
    • Compliance
    • Access to counsel